Rates

EFFECTIVE: 06-01-2023

Rates subject to change without notice. Your annual percentage rate (APR) will be based on your individual credit rating score that is obtained from a credit reporting agency.  Your interest rate, term and payment will be determined when we process your loan application.

New Auto
100% of MSRP	up to 48 Months	5.79% – 12.29%
	60 Months	6.29% – 12.79%
	72 Months	6.79% – 13.29%
	84 Months	7.29% – 13.79%
Used Auto
100% Clean Retail
2016 & older	up to 48 Months	6.04% – 13.54%
2017 – 2018	up to 60 Months	6.54% – 14.04%
2019- 2022	up to 66 Months	6.79% – 14.29%
2023	72 Months	7.04% – 14.54%
2023	84 Months	7.54% – 15.04%
Cash out/Refinance	Call for more information
Boat, Motor, and Trailer
New- 90% of MSRP	48 Months	6.99% – 11.24%
Used- Avg Rtl JD Power	60 Months (min $25K)	7.49% – 11.74%
	120 Months (min $50K)	7.99% – 12.49%
	144 Months (min $60K)	8.49% – 14.24%
Recreational Vehicle (Travel trailers, ATV/UTV, small watercraft)
New- MSRP/Suggested List	60 Months	7.49% – 11.74%
Used- Used Rtl JD Power	84 Months  (min $30K)	7.99% – 12.24%
	120 Months (min $40K)	8.75% – 14.49%
	144 Months (min$50K)	9.49% – 16.14%
Motorcycle
New- MSRP	up to 60 Months	6.99% – 10.99%
Used- Avg Rtl JD Power
Tractor/Farm Equipment
New- 100% Financing	48 Months	5.99% – 12.99%
	60 Months	6.49% – 13.49%
	84 Months	6.99% – 13.99%
	120 Months	7.49% – 14.49%
Used- Fair Market Value	48 Months	6.49% – 13.99%
	60 Months	6.99% – 14.49%
	84 Months	7.49% – 14.99%
	120 Months	7.99% – 15.49%
Line Of Credit (Signature Loan)
	24 Months	9.99% – 15.49%
	36 Months	10.99% – 16.49%
	48 Months	11.99% – 17.49%
	60 Months	13.49% – 17.99%
Share/Certificate Secured	3.5% over earning rate