Rates

 

EFFECTIVE: 12-01-2021 

Rates subject to change without notice

New Auto
100% of MSRP	24 Months	2.59%–7.59%
	36 Months	2.59%–7.59%
	48 Months	2.59%–7.59%
	60 Months	2.79%–9.29%
	72 Months	2.99%–10.49%
Used Auto
100% NADA Trade-In Value
7 years or older	36 Months	2.59%–8.59%
5 & 6 years old	up to 48 Months	2.84%–9.09%
3 & 4 years old	up to 60 Months	3.09%–9.19%
1 & 2 years old	up to 66 Months	3.34%–9.34%
	72 Months	3.54%–9.59%
Boat, Motor, and Trailer
New- 90% of MSRP	60 Months	5.29%–9.79%
Used- NADA Low Retail Value	48 Months	5.09%–9.79%
	60 Months (Min.$15,000)	5.39%–10.19%
Recreational Vehicle
New- 90% of MSRP	60 Months	5.29%–9.59%
	84 Months  (Min. $25,000)	5.79%–10.49%
	120 Months (Min.$40,000)	7.29%–11.89%
Used-NADA Low Retail Value	48 Months	5.29%–9.29%
	60 Months	5.29%–9.89%
	84 Months	5.89%–10.89%
Motorcycle
New-90% of MSRP	48 Months	6.89%–10.49%
	60 Months (Min.$15,000)	6.89%–10.49%
Used- NADA Loan Value	36 Months	6.89%–10.49%
	60 Months (Min.$15,000)	6.89%–10.49%
Tractor/Farm Equipment
New- 100% Financing	60 Months	4.29%–8.29%
	84 Months	4.59%–8.89%
Used- Fair Market Value	48 Months	4.29%–8.29%
	60 Months	4.69%–8.59%
	84 Months	4.89%–9.59%
Line Of Credit (Signature Loan)
	24 Months	8.54%–15.24%
	36 Months	9.54%–16.24%
	48 Months	10.54%-17.24%
	60 Months	12.24%-14.24%
Share/Certificate Secured	2.5% over earning rate

Your annual percentage rate (APR) will be based on your individual credit rating score that is obtained from a credit reporting agency. Your interest rate, term and payment will be determined when we process your loan application.