Rates

 

 EFFECTIVE 4-1-2019

Rates subject to change without notice

New Auto
100% of MSRP	24 Months	3.59%–6.89%
	36 Months	3.59%–7.29%
	48 Months	3.59%–8.59%
	60 Months	3.99%–8.59%
	72 Months (Min.$20,000)	4.59%–9.19%
Used Auto
100% NADA Trade-In Value
7 years or older	36 Months	4.89%–8.49%
5 & 6 years old	up to 48 Months	4.89%–8.99%
3 & 4 years old	up to 60 Months	4.89%–9.09%
1 & 2 years old	up to 66 Months	4.89%–8.89%
Current Year Used	up to 66 Months	4.89%–8.89%
	72 Months (Min.$20,000)	4.99%–9.69%
Boat, Motor, and Trailer
New- 90% of MSRP	60 Months	5.69%–10.19%
Used- NADA Low Retail Value	48 Months	5.59%–10.19%
	60 Months (Min.$15,000)	5.79%–11.19%
Recreational Vehicle
New- 90% of MSRP	60 Months	5.79%–10.19%
	84 Months  (Min. $25,000)	6.49%–11.19%
	120 Months (Min.$40,000)	7.79%–13-19%
Used-NADA Low Retail Value	48 Months	5.79%–10.19%
	60 Months	5.89%–11.19%
Motorcycle
New-90% of MSRP	48 Months	7.19%–11.19%
	60 Months (Min.$15,000)	7.19%–11.19%
Used- NADA Loan Value	36 Months	7.19%–11.19%
	60 Months (Min.$15,000)	7.19%–11.19%
Tractor/Farm Equipment
New- 100% Financing	60 Months	5.39%–9.19%
	72 Months	5.59%–9.49%
Used- Fair Market Value	48 Months	5.39%–9.19%
	60 Months	5.59%–10.19%
Line Of Credit (Signature Loan)
	24 Months	8.79%–14.29%
	36 Months	9.29%–15.29%
	48 Months	10.29%-16.29%
Share/Certificate Secured	2.5% over earning rate

Your annual percentage rate (APR) will be based on your individual credit rating score that is obtained from a credit reporting agency. Your interest rate, term and payment will be determined when we process your loan application.