Rates

Current Rates

Rates Effective: 06-01-2023

Rates subject to change without notice. Your annual percentage rate (APR) will be based on your individual credit rating score that is obtained from a credit reporting agency.  Your interest rate, term and payment will be determined when we process your loan application.

New AutoTermRates as low as
100% of MSRPup to 48 Months5.79% – 12.29%
60 Months6.29% – 12.79%
72 Months6.79% – 13.29%
84 Months7.29% – 13.79%
Used AutoTermRates as low as
100% Clean Retail
2017 & older (7 yrs +)up to 48 Months6.04% – 13.54%
2018 – 2019 (5-6 yrs)up to 60 Months6.54% – 14.04%
2010- 2023 (1-4 yrs)up to 66 Months6.79% – 14.29%
2024 (current yr used)72 Months7.04% – 14.54%
2024 (current yr used)84 Months7.54% – 15.04%
Cash out/RefinanceCall for more information
Boat, Motor, and TrailerTermRates as low as
New- 90% of MSRP48 Months6.99% – 11.24%
Used- Avg Rtl JD Power60 Months (min $25K)7.49% – 11.74%
120 Months (min $50K)7.99% – 12.49%
144 Months (min $60K)8.49% – 14.24%
Recreational Vehicle
(Travel trailers, ATV/UTV, small watercraft)
TermRates as low as
New – MSRP/Suggested List60 Months7.49% – 11.74%
Used – Used Rtl JD Power84 Months  (min $30K)7.99% – 12.24%
120 Months (min $40K)8.75% – 14.49%
144 Months (min$50K)9.49% – 16.14%
MotorcycleTermRates as low as
New – MSRPup to 60 Months6.99% – 10.99%
Used – Avg Rtl JD Power
Tractor/Farm EquipmentTermRates as low as
New- 100% Financing48 Months5.99% – 12.99%
60 Months6.49% – 13.49%
84 Months6.99% – 13.99%
120 Months7.49% – 14.49%
Used- Fair Market Value48 Months6.49% – 13.99%
60 Months6.99% – 14.49%
84 Months7.49% – 14.99%
120 Months7.99% – 15.49%
Line Of Credit (Signature Loan)TermRates as low as
24 Months9.99% – 15.49%
36 Months10.99% – 16.49%
48 Months11.99% – 17.49%
60 Months13.49% – 17.99%
Share/Certificate Secured3.5% over earning rate
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