VATAT Credit Union offers loans tailored to fit the needs of families. Whether it is the first pick up for the new teacher, or the first vehicle parents buy for their children, you can count on us for great rates! Taxes due? Want to consolidate bills? See a deal on a tractor or trailer you just could not beat? Let us help you! Give us a call to get started. Once you are a member, you may download the Loan Application and fax, email or mail it to us with a copy of your most recent pay stub.
For loan questions and inquiries please contact info@vatatcu.org
Take the rebate!
Take the dealer rebate and finance through the Credit Union for maximum savings.
You can always use the loan calculator on our website to determine how much your payments and finance charge will be.
Questions?
Please contact us by phone at 512-472-3258 or toll free at 1-800-777-1825, through email at info@vatatcu.org, or stop by and visit us if you’re in Austin!
Auto Loan Extras
For added financial protection and peace of mind, be sure to ask about our GAP insurance, Credit Life and Credit Disability Insurance, and Mechanical Breakdown Protection.
GAP (Guaranteed Asset Protection)
- In the event of a total loss – GAP will cover the Financial GAP between the actual cash value of your vehicle and the
payoff amount on your loan. - Covers your auto insurance deductible up to $500
- Protection for the life of your loan
- Releases you from the burden of paying off a loan on a vehicle you no longer have
- Protects personal credit rating
- Provides so much peace of mind for so little cost
- GAP Plus – If you have a paid claim and finance the replacement collateral with VATATCU there is an additional $1000 benefit toward purchase
Payment Protection: Credit Life & Credit Disability Insurance
Payment protection can help relieve financial pressure in the event of death and disability. It helps pay your loan in times of hardship so you or your loved ones won’t have to.
Take responsibility for your family’s financial future today by including this premium in your loan payment!
Contact us for more information on payment protection.
Mechanical Breakdown Protection (MBP)/Extended Warranty
Don’t let an unexpected car repair STRESS you out… ask us about how we can protect you from the high costs of mechanical breakdown expenses! As your vehicle gets older, the cost of repairs will increase. That’s when you need protection the most!
- Provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty.
- No deductible
- 24/7/365 Emergency Roadside Service
- 30 day Money-Back Guarantee
- Transferable
- Direct claim payments via Visa/MasterCard
- TOTAL LOSS REFUND: If your car is declared a total loss by the insurance company, we will refund the entire original premium of your service agreement.
- Click here to learn more: 2023 ROUTE 66 WARRANTY
Great news: Even if you don’t have your vehicle financed with us, you can still purchase an extended warranty!