Rates

Effective: 6-1-2026

Rates subject to change without notice. Your annual percentage rate (APR) will be based on your credit rating score that is obtained from a credit reporting agency.  Your interest rate, term and payment will be determined when we process your loan application. *restrictions apply

New Auto	Term	Rates as low as
100% of MSRP	up to 48 Months	6.39% – 12.89%
	60 Months	6.89% – 13.39%
	72 Months	7.39% – 13.89%
	84 Months*	7.89% – 14.39%

Used Auto	Term	Rates as low as
100% Clean Retail
2019 & older (7 yrs +)	up to 48 Months	6.64% – 14.14%
2020 – 2021 (5-6 yrs)	up to 60 Months	7.14% – 14.64%
2022- 2025 (1-4 yrs)	up to 66 Months	7.39% – 14.89%
2026 (current yr used)	72 Months	7.64% – 15.14%
2026 (current yr used)	84 Months*	8.14% – 9.64%

Cash out/Refinance

Call for more information

Boat, Motor, and Trailer	Term	Rates as low as
New- 90% of MSRP	48 Months	7.59% – 11.84%
Used- Avg Rtl JD Power	60 Months (min $25K)	8.09% – 12.34%
	120 Months (min $50K)*	8.59% – 9.59%
	144 Months (min $60K)*	9.09% – 9.59%

Recreational Vehicle (Travel trailers, ATV/UTV, small watercraft)	Term	Rates as low as
New – MSRP/Suggested List	60 Months	8.09% – 12.34%
Used – Used Rtl JD Power	84 Months  (min $30K)	8.59% – 12.84%
	120 Months (min $40K)*	9.35% – 10.59%
	144 Months (min$50K)*	10.09% – 10.59%

Motorcycle	Term	Rates as low as
New – MSRP	up to 60 Months	7.59% – 11.59%
Used – Avg Rtl JD Power

Tractor/Farm Equipment	Term	Rates as low as
New- 100% Financing	48 Months	6.59% – 13.59%
	60 Months	7.09% – 14.09%
	84 Months	7.59% – 14.59%
	120 Months*	8.09% – 8.34%
Used- Fair Market Value	48 Months	7.09% – 14.59%
	60 Months	7.59% – 15.09%
	84 Months	8.09% – 15.59%
	120 Months*	8.59% – 9.09%

Line Of Credit (Signature Loan)	Term	Rates as low as
	24 Months	10.59% – 14.99%
	36 Months	11.59% – 15.99%
	48 Months	12.59% – 16.99%
	60 Months*	14.09% – 15.09%

Share/Certificate Secured

3.5% over earning rate