Rates

Effective: 6-1-2026

Rates subject to change without notice. Your annual percentage rate (APR) will be based on your credit rating score that is obtained from a credit reporting agency.  Your interest rate, term and payment will be determined when we process your loan application. *restrictions apply

New Auto	Term	Rates as low as
100% of MSRP	up to 48 Months	5.09% – 12.24%
	60 Months	6.24% – 12.74%
	72 Months	6.74% – 13.24%
	84 Months*	7.24% – 8.24%

Used Auto	Term	Rates as low as
100% Clean Retail
2019 & older (7 yrs +)	up to 48 Months	5.99% – 13.49%
2020 – 2021 (5-6 yrs)	up to 60 Months	6.49% – 13.99%
2022- 2025 (1-4 yrs)	up to 66 Months	6.74% – 14.24%
2026 (current yr used)	72 Months	6.99% – 14.49%
2026 (current yr used)	84 Months*	7.49% – 8.99%

Cash out/Refinance

Call for more information

Boat, Motor, and Trailer	Term	Rates as low as
New- 90% of MSRP	48 Months	6.94% – 11.19%
Used- Avg Rtl JD Power	60 Months (min $25K)	7.44% – 11.69%
	120 Months (min $50K)*	7.94% – 8.94%
	144 Months (min $60K)*	8.44% – 8.94%

Recreational Vehicle (Travel trailers, ATV/UTV, small watercraft)	Term	Rates as low as
New – MSRP/Suggested List	60 Months	7.44% – 11.69%
Used – Used Rtl JD Power	84 Months  (min $30K)	7.94% – 12.19%
	120 Months (min $40K)*	8.70% – 9.94%
	144 Months (min$50K)*	9.44% – 9.94%

Motorcycle	Term	Rates as low as
New – MSRP	up to 60 Months	6.94% – 10.94%
Used – Avg Rtl JD Power

Tractor/Farm Equipment	Term	Rates as low as
New- 100% Financing	48 Months	5.94% – 12.94%
	60 Months	6.44% – 13.44%
	84 Months	6.94% – 113.94%
	120 Months*	7.44% – 7.69%
Used- Fair Market Value	48 Months	6.44% – 13.94%
	60 Months	6.94% – 14.44%
	84 Months	7.44% – 14.94%
	120 Months*	7.94% – 8.44%

Line Of Credit (Signature Loan)	Term	Rates as low as
	24 Months	9.94% – 14.34%
	36 Months	10.94% – 15.34%
	48 Months	11.94% – 16.34%
	60 Months*	13.44% – 14.44%

Share/Certificate Secured

3.5% over earning rate