SHARE ACCOUNT (Savings)
- A share account with a minimum of $25.00 deposit is needed in order to be a member of the credit union.
- Dividends are compounded and paid quarterly.
- A member must have the minimum balance of $100.00 to earn the stated annual percentage yield.
Please refer to Truth-in-Savings Disclosure for more information.
SHARE DRAFT ACCOUNT (Checking)
- There must be a minimum of $500.00 balance in the account in order to avoid a monthly service fee of $5.00.
- Minimum balance to earn the stated annual percentage yield is $500.00.
- Interest is compounded and credited monthly.
Please refer to for Truth-in-Savings Disclosure more information.
CERTIFICATE OF DEPOSIT
- A certificate of deposit allows our members to lock in their funds for a specified term and earn a higher dividend rate than the share account rate.
- The minimum opening deposit for a 1 year or more term is $500.00
CURRENT RATES
Effective 01/01/2021 | ||
---|---|---|
Rate | APY* | |
Regular Shares | 0.10% | 0.10% |
*Minimum balance of $100.00 to earn dividends | ||
Share Draft | 0.05% | 0.05% |
*Minimum balance of $100.00 to earn dividends | ||
Term Share Certificates | Rate | APY* |
1 Year | 0.25% | 0.25% |
18 Months | 0.25% | 0.25% |
2 Years | 0.30% | 0.30% |
(A penalty may be imposed for early withdrawal)
*Annual Percentage Yield |