SHARE ACCOUNT (Savings)
- A share account with a minimum of $25.00 deposit is needed in order to be a member of the credit union.
- Dividends are compounded and paid quarterly.
- A member must have the minimum balance of $100.00 to earn the stated annual percentage yield.
Please refer to Truth-in-Savings Disclosure for more information.
SHARE DRAFT ACCOUNT (Checking)
- There must be a minimum of $500.00 balance in the account in order to avoid a monthly service fee of $5.00.
- Minimum balance to earn the stated annual percentage yield is $500.00.
- Interest is compounded and credited monthly.
Please refer to for Truth-in-Savings Disclosure more information.
CERTIFICATE OF DEPOSIT
- A certificate of deposit allows our members to lock in their funds for a specified term and earn a higher dividend rate than the share account rate.
- The minimum opening deposit is $1000.00 for 180 day terms.
- The minimum opening deposit for a 1 year or more term is $500.00
CURRENT RATES
| Effective 12/01/2019 | ||
|---|---|---|
| Rate | APY* | |
| Regular Shares | 0.20% | 0.20% |
| *Minimum balance of $100.00 to earn dividends | ||
| Share Draft | 0.10% | 0.10% |
| *Minimum balance of $100.00 to earn dividends | ||
| Term Share Certificates | Rate | APY* |
| 180 Days | 0.35% | 0.35% |
| 1 Year | 1.25% | 1.25% |
| 18 Months | 1.25% | 1.25% |
| 2 Years | 1.40% | 1.40% |
| (A penalty may be imposed for early withdrawal) *Annual Percentage Yield |
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